Yeah, so I really need to get a credit card. I got neeeds, yo. Expensive needs. Grown up needs. Don't try to talk me out of it. But I would preferably want to get like, say, maybe a credit card that's worth a shit? Because having only cleaned up my tainted credit recently and never having had a credit card, I only get the shit offers. They all gotta like start out with a modest $300 spending limit, which I can understand. But then they put all these fees & shit on the card right away so you actually get a card with like $76 left on it and a 21% interest rate. Fuckin shit. Bleh. I hate talking finances. Sorry about that, just don't mind me.
* Tell me what the title is a quote from and you will be sooo coool.
3 comments:
If you get offers in the mail (don't we all?), check some of those out. Some of them have really low rates for the first 1 1/2 years or so, and if you pay on time and stuff, they will raise your limit and keep giving you low rates. WaMu (what a stupidass name) is one, and I think Chase has a good deal too.
And you should NEVER have to pay an annual fee. And most of them you can pay online, which is convenient.
feral mom - I'll keep that in mind, definitely NOT COOL!
peggasus - yeah, the annual fees and start-up fees and the "we already know you're a sucker" fees are bullshit. The higher interest rate I can understand. I'm probably going to have to seek out the offer myself, since all that come in the mail are shitty ones.
ver 2.8 - well hello and thank you. You guessed the commercial, awesome! That one gets my attention every time & I think it's kinda clever.
Citi Dividends! Mad cash back baby.
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